Groww is currently hiring for the position of Risk Analyst across India. This role is open to any graduate, emphasizing inclusivity and diversity in its hiring process. With a focus on welcoming fresh talent, Groww offers an exciting opportunity for individuals to kick-start their careers in risk analysis within the financial sector. As a Risk Analyst at Groww, successful candidates will have the chance to apply their analytical skills and learn new techniques while contributing to risk management strategies.
company Name: Groww
Job Role: Risk Analyst
Education Required: Any Graduate
Experience Required: Freshers
Job Location: Across India
Role and Responsibilities:
- Develop underwriting strategies for Personal loans leveraging existing / alternate data.
- Hands-on approach to risk segmentation & ability to implement the same on the system.
- Monitor implemented strategies to continuously assess business & risk impact.
- Collaborating with teams like – Data Science, Product, and Business to set up and monitor underwriting strategies.
- Monitor & track repayment patterns of existing portfolio & propose strategy changes (if any)
- Detailed understanding of in-house systems & agility to change the same whenever required
- Create and Manage exception triggers in the underwriting rule engine.
- Monitoring of TTD, Approval, and conversion metrics and identifying opportunities to enhance business or marginal segments to maintain a sound portfolio.
Required Skills and Qualification:
- Knowledge of Risk and Credit scorecards.
- Hands-on experience in defining risk strategies, managing portfolios, and building risk models along with problem-solving and analytical thinking.
- Adept in quantitative analysis, data mining, trend analysis, and creating insights within large data ecosystems.
- Proficiency in data tools like SQL/Python communication and Stakeholder management – you are able to present your point of view cogently and are able to engage effectively with everyone from external partners to CXOs.
