American Express is seeking candidates for the role of Analyst in Risk Management at their Gurugram location. This position is open to individuals with a Bachelor’s or Master’s degree and 0 to 3 years of experience.
Company Name: American Express
Job Role: Analyst – Risk Management
Education Required: Bachelor’s/ Master’s Degree
Experience Required: 0 – 3 years
Job Location: Gurugram
Roles and Responsibilities:
- Collaborate with Credit Bureaus, Governance, and Chief Credit Officer (CCO) teams to manage the development and implementation of new product reporting strategies.
- Convert the regulatory, process improvement, and strategy requirements into an execution framework to be worked upon by RPDS Product owners.
- Develop a thorough understanding of inbound data (New Accounts and GAM) to understand the impact of outbound reporting on bureau data.
- Lead Migrations of the reporting processes from legacy platforms to new platforms ensuring accuracy and enhancing legacy issues.
- Lead strategic initiatives aimed at enhancing the global landscape of credit bureau reporting, ensuring compliance with regulatory standards.
- Work closely with cross-functional teams to analyze and understand market trends, identifying opportunities for innovation and improvement in credit reporting practices.
- Develop and maintain strong relationships with external credit bureaus, ensuring effective communication and collaboration on reporting requirements.
- Spearheaded the planning, execution, and monitoring of projects, ensuring they were delivered within scope, and on time.
- Provide regular updates to senior leadership on project status, risks, and mitigation strategies.
Required Skills and Qualifications:
- Bachelor’s/ Master’s Degree in a quantitative field (e.g., Finance, Engineering, Mathematics, Statistics Computer Science, or Economics) from a top-tier institute.
- Strong quantitative, analytical, project management, and structured problem-solving skills with proficiency in Python, SQL, HIVE & EXCEL.
- Ability and willingness to work in a fast-paced environment and on aggressive timelines.
- Effective team player and able to manage multiple projects.
- Excellent oral and written communication skills.
- Experience in analyzing data, drawing inferences, and making recommendations.
- Strong relationship management and negotiation skills.