JPMorgan Chase & Co, a leading global financial services firm, is currently seeking candidates for the position of Credit Risk – Analyst, with job locations in Bengaluru and Mumbai. This role welcomes applicants with a Bachelor’s degree (B.A/B.S.) or relevant work experience, offering a diverse range of opportunities for both fresh graduates and those with up to 5 years of experience. As a Credit Risk – Analyst at JPMorgan Chase & Co., you will play a crucial role in assessing and managing credit risk, contributing to the stability and success of the organization’s financial operations. This position provides a stimulating environment where you can apply your analytical skills and industry knowledge to make informed decisions and drive positive outcomes.
Company Name: JPMorgan Chase & Co
Job Role: Credit Risk – Analyst
Education Required: B.A, B.S., or relevant work experience
Experience Required: 0- 5 years’
Job Location: Bengaluru, Mumbai
Role and Responsibilities:
- Partner with Underwriters and Lending Specialists to capture terms and conditions stipulated in the credit approval and legal documentation into the corporate credit platform.
- Establish and monitor proper linkages between the Corporation Credit Systems.
- Coordinate with internal staff (Underwriters, Lending Specialists, and Wholesale Loan Services) and external constituencies (customers, legal counsel) to ensure approved facilities are correctly booked for loan closings.
- Coordinates the global approval for cross Lines of Business requests to include exposure to customers that are managed by units outside of the family responsibility area.
- Ensure that Country of Risk allocations are accurate and/or that Senior Country Officer concurrence is obtained if required.
- Assist in the issuance of letters of credit and amendments and monitor/manage ARC LC queues for approvals of new and evergreen LCs.
- Manage and monitor credit exposure information on the corporate credit systems.
- Coordinate all administrative aspects of portfolio management on a day-to-day basis including, but not limited to, identifying unlinked outstanding, over limits, temporary facility extensions, or increases.
- Support the information needs as a result of internal and external examinations, portfolio reviews, credit audits, and quality reviews.
- Manage market and Lines of Business transfers as clients and facilities are moved to new markets or to other Lines of Business.
- Creation of and maintaining client information records in internal systems.
Required Skills and Qualifications:
- B.A., B.S., or relevant work experience.
- MS Office, MS Excel, SharePoint.
- Experience Min 0- 5 years experience in a Financial Services environment.
- Legal documentation knowledge-ability to read and understand legal terms and conditions
- Ability to interact with varying levels of management throughout the organization.
- Ability to represent AWM in all working groups that involve decision-making on behalf of the business.
- Credit concepts, policy/regulatory framework, loan and derivative products.
- Credit Risk Infrastructure, tools, and processes a plus (ARC, EN, SRGT, CRRT, OWL, SELM, etc.)
- Strong technical skills – Excel, data mining and management, Microsoft Office.
- Transformation skills are a plus-Signavio, Alteryx, Xceptor.
